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Welcome!

Here's What We're All About

Hey friend - We're Brad & Angelica Long.

We're on a mission to help 10,000, six and seven figure corporate employees and entrepreneurs: 1) organize their finances, 2) obliterate their debt and 3) accelerate toward financial independence by starting and growing online businesses.

So the question is, do you want to be one of the 10,000?


 

How It All Started 

I (Brad) successfully paid off $43,000 in consumer debt in 2.5 years over a decade ago and Angelica is originally from Bogota’, Colombia and grew up in a family that naturally embraced frugality and living below their means. She’s actually one of the few people I’ve ever met who has never known “debt” like we Americans typically do. 

Using the financial principles we teach, we not only live a completely debt-free life, but we've also managed to amass over $500,000 in net worth over the past 5 years. It's crazy that, once you've eliminated debt and keep following these principles, you can actually build wealth pretty fast. 
 
And of course, we're not stopping there!
 
We currently live just outside Atlanta, GA, USA and help people all over the globe increase their financial literacy by working with them to:
 
  1. Identify their financial goals and formulate their “why”.
  2. Organize their financial lives.
  3. Develop the all-important skill of budgeting.
  4. Address (and completely eliminate in most cases) their debt.
  5. Move toward financial independence (typically in 10 years or less).
  6. Start and grow online businesses.
 
There is a "sure-ness” to reaching all your personal finance goals if you can teach yourself to follow certain principles step by step and keep yourself from getting overwhelmed in the process. No matter where you are in your financial journey, you can rest assured that if you follow these principles, you will get traction and you will get control of your money. 
 
MANY of our students have been through programs like Dave Ramsey’s “Financial Peace University” (FPU) and haven’t been able to get the results they’re looking for. It’s not Dave’s fault, FPU is an amazing program, it’s just that most people need more granularity, community and personalized attention.
 
In fact, only about 20% of FPU participants actually ever complete the program. That’s right, 80% don’t complete it OR don’t get the results they desired. Again, it’s not the fault of the program, it’s just that people need typically need more personalized help. After all, personal finance is well… personal.
 

Which One Sounds Most Like You?

So, here are some of the common crossroads in our students’ financial journeys where we regularly intersect with them:
 
  1. Financially disorganized and looking for direction but just don’t know where to start.
  2. Living paycheck to paycheck and eager to break the cycle.
  3. Collectors calling and considering bankruptcy but not sure wha to do.
  4. Financial crisis due to job loss (or global pandemic?) and need an immediate game plan.
  5. Swimming in debt and desperate for a plan of escape.
  6. Make good money bug just don’t feel like they have anything to show for it.
  7. Financially healthy, but ready to turn things up a notch to reach financial independence in 10 years or less (this is where Angelica and I are).
  8. Any of the above situations and curious to start a blog/online business to elevate their income and accelerate your momentum.
 
Do this next. Decide which describes you best and download the corresponding free guide:
 
  1. If you’re generally looking for financial direction in your finances but not sure what to do next, download our FREE 100 Ways To Save Money And Get Out Of Debt.
  2. If you're financially disorganized (i.e. no budget or budgeting-"ish", no expense tracking, vague sense of cash flows). Download our FREE Debt Elimination Quick Start Guide.
  3. Maybe you're in a financial crisis (paycheck to paycheck, job loss, can’t pay your bills, creditors calling, considering bankruptcy). Download our FREE Financial Crisis Survival Guide.
  4. Are you swimming in debt and desperate to escape? Download our FREE Debt Elimination Quick Start Guide
  5. Perhaps you're financially dissatisfied (make good money, just don’t feel like you’ve got much to show for it). Download our FREE 8 Steps To Erase Debt Guide.
  6. Or, maybe you’re actually financially healthy and just ready to take your personal finance game to a whole new level. Download our FREE 8 Steps To Erase Debt Guide

Here are some additional options to help you accomplish your personal finance goals:

  1. Check out our YouTube Channel for "how to" video guides.
  2. Join our Zero Debt Tribe Community on Facebook, a group of friendly, like-minded personal finance enthusiasts, budgeting nerds, debt-eliminators and “FI-ers” who are there to help each other succeed? Click here to request to join for support and encouragement!
  3. Our library of Free Products & Printables.

 

Journey To Debt Freedom Series

If you have a "debt-free" or "on-my-way-to debt-free" story, I'd love to share yours with our audience. 

It's always such a gift to our subscribers and fans to hear your particular story AND will help you, especially if you have a a blog/platform/YouTube channel you want to promote (although that's not at all necessary).

 

What do you need help with the most right now?

So, I’d LOVE to hear from you. The biggest compliment you can give me as your coach is to share your progress and your takeaways in the comments below.

We wish you nothing but great success in your personal finance endeavors and please let me know how I can help you accomplish your goals.

To your freedom,

Brad

Your Virtual Money Coach

[email protected]

 
This post may contain affiliate links. If you click & make a purchase, I receive a small commission (at no extra cost to you) that helps keep Zero Debt Coach up and running. Read my full disclosure policy.

 

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