But why "overwhelm"?
Because you try to do WAY too much all at once, get overwhelmed and throw in the towel.
How do we address this "overwhelm"?
By breaking it down into ridiculously tiny, bite-sized pieces, so that you can punch budgeting in the face and move on to being a confident, carefree budgeting boss dude/dudette.
AND, this all-important pre-budgeting step is the key bite-sized piece, I promise you!
Sound good? I thought so...