You may be reading this and wondering, “why is he talking about password management, when the subject of the blog is primarily debt elimination, budgeting and personal finance?” 

Great question.

And the simple answer is that part...

Completely destroying your debt means that you've got to eliminate all the potential places you've been hiding certain thought patterns and behaviors.

When you've gotten the point (like I did a few years back) where you're just sick and tired of...

Today, I want to talk to you about "peer pressure" or "social pressure". In American culture, this is also known as "keeping up with the Joneses".

I want to talk to you about how you must have a strategy to deal with this pressure if you ever...

What is the scary truth? It's that it keeps happening and the breaches are getting bigger. It also appears to be nonstop at this point.

I know I keep harping on this whole identity theft/data protection thing, but as I dig more deeply into the...

You know how you have all of those online financial accounts that take forever to login to individually when you want to track activity and check balances?

Well, if your financial world is anything like mine, you have over 30 online-accessible...

I'm sick of my debt, but I don't know how to get started!

If you’ve finally reached the place where you’re sick of your debt, but don’t know where to start, it’s okay don’t panic. You’ve come to the right...

I know that may sound super controversial and like there's no way that it's true.

But it is true that you don't have to do it despite what the culture and the "student-loan-industrial-complex" try and force you to believe.

And avoiding taking on...

With all the headlines about data breaches and hacks, have you been thinking about your own identity and personal data lately? If not, you definitely should be.

It seems like almost weekly now, we hear about a new data breach or yet another...

Getting Out Of Debt Requires Surrendering To The Process... Totally

In all of our years of watching people get out of debt, my wife and I have found that there are 8 steps that, if totally surrendered to, work every single time. 

Yes, there...