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The Truth About New Year's Resolutions And Your Debt

New Years resolutions. We love them (in January) and hate or at least just forget them (by late February).

The truth is that, no matter our initial intentions, they're usually not adhered to and are well... actually a kind of self-deception. I mean really if we're ready to be honest with ourselves.

I want you to stop and think about it for a second. You may be scoffing a little right now but, deep down inside you know I’m right.

How do I know that? I know that because I've played the New Years resolutions self-deception myself. Please allow me to illustrate.


Time For A Fearless, Truthful Inventory About NYRs

Take a moment and do fearless inventory of your history with new years’ resolutions. Seriously, try to remember some of the resolutions you’ve made in just the last few years. 

How many can you remember? How many of them that you can actually remember have led to lasting change?

I’ll be honest with you and say that I can’t remember a single one apart from the usual suspects like, “I’m going to work out, lose weight, study more Spanish...”.

If you’re in the minority that can remember and has executed, congratulations! You’re definitely an outlier. 

As for the rest of us (self included), we have a long and forgotten list of failures when it comes to this whole “resolutions" thing.