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How To Eliminate Overwhelm When You're New To Budgeting

Overwhelm is the sworn enemy of learning any new skill. 

It will cause you to throw your arms up in the air and retreat. I want to help you to prevent that from happening.

At various points in this process, you will be tempted to feel overwhelmed. It’s normal, natural and I want you to be prepared for its arrival. 

I also want to give you a specific strategy that has worked for me and so many others in conquering the “overwhelm monster”. . .

It’s called the “25 minute time block strategy”.

 

How Time Blocks work

1. Go ahead and pull out your smartphone, stopwatch or go to this free online resource: https://tomato-timer.com/#

2. If you have access to a timer that has multiple-timers within it, (like the “tomato timer” above)  set the first timer for 25 minutes. 

3. Set the second timer for either 5 or 10 minutes. This will be the duration of rest between 25 minute “time block” intervals. 

4. Start the 25 minute timer at the time you begin each task. 

5. Take a breather with the 5-10 minute timer in between tasks to help you minimize anxiety and reduce that feeling of being overwhelmed.

 

Click this link for the FREE downloadable 25-Minute Time Block Strategy PDF Guide

 

I use this exact strategy literally every day for my own finances and for when I’m creating blog content and I promise you, it works! 

It has dramatically improved my productivity as well as reduced my sense of overwhelm in so many areas of my business and life. 

This little productivity hack could be a game changer for both your finances as well as other areas of your life!Try it and let me know how it’s working for you!

 Do you Pinterest? If you pin this image to your favorite board, you might be helping someone else that struggles with overwhelm, too.

 

Now, Let's Take Action

If you've hung around this blog for any amount of time, you know I'm going to spur you on to action.

So, go ahead and download my free budgeting forms and let's get started with this time block thingy...

 

Once you've got your budgeting form in hand, go ahead and pull out your smartphone, stopwatch or go to this free online resource: https://tomato-timer.com/#.

Let me know how your first couple of rounds go in the comments section below.

AND, if you're trying to eliminate your debt, here's a free resource that will help you get it done in record time!

 

The 8 Steps To Obliterate Your Debt

 
This is the blog post that outlines the 8 steps I followed to eliminated $43,000 in debt in 2.5 years.
 
 
And whether this is your first or thousandth time on the blog, I want to make sure you have this “8 Steps” framework that ALL of our content is centered around. 
 
These are the steps I personally followed to obliterate $43,000+ of debt in 2.5 years
 
Maybe your number is bigger, maybe it’s smaller. Either way the principles are the same and I want you to have them.
 
0. Stop All Retirement Investing (Until Step 4)
2. Starter Emergency Fund of $1000
3. Eliminate Debts Smallest To Largest (a.k.a The Debt Snowball)
4. Full Emergency Fund of 3-6+ Months’ Expenses
5. Invest A Minimum of 15% Income Into Retirement Accounts (and increase savings rate to 50%+ if possible)
6. College Funding (if applicable)
7. Pay Off The Home Mortgage
8. Build Wealth, Serve, Be Ridiculously Generous And Go FI (Financial Independence)!
 
I’ve created a simple, easy to follow guide that you can use as your foundation as you navigate the absolute annihilation of your debt forever.

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When You Need More Help

And again, if you’re looking for some resources to get started, you can download our free budgeting forms. Also, if you’re in a place where you’re ready to kick your debt in the teeth, here's the link to our free “8 Steps To Erase Debt” guide for you to use as your foundation.
 
To your freedom,
 
Brad
 
 
This post may contain affiliate links. If you click & make a purchase, I receive a small commission (at no extra cost to you) that helps keep Zero Debt Coach up and running. Read my full disclosure policy.
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