Pretty much everyone and their grandma knows that paying off debt is not an easy task. It takes conviction, a strong "why", a plan, a budget and LOTS of encouragement. And as a coach, I've seen that one of the best ways for our students to stay motivated is to hear other people's stories, listen to their struggles and live vicariously through their wins.
This is the whole reason I started this "Journey To Debt-Freedom" series. I wanted to curate a reservoir of personal stories that will help you "find your own story" and keep marching forward toward your personal finance goals and ultimately to debt-freedom and beyond.
Along those lines, if you have a "debt-free" or "on-my-way-to debt-free" story, I'd love to share yours with our audience. It's always such a gift to our subscribers and fans to hear your particular story AND will help you, especially if you have a a blog/platform/YouTube channel you want to promote (although that's not at all necessary).
Next up in our "Journey To Debt-Freedom" series, meet Denzel Rodriguez!
Hey, I'm Denzel Rodriguez an I"m 25 years old living in South Florida since 2008. I spend most of my time building my business, forming new relationships, growing my faith, and spending quality time with my family/friends and with my girlfriend.
I had roughly $20-$30k built up of debt. This was due to helping my family and trying to invest in myself to build income streams out of a normal job. After multiple failures and small wins, I was able to use the Velocity Banking concept while building a business to become debt-free in about a year in a half. My debt was made up of one personal loan, some credit cards, one line of credit, and two educational programs I financed
Looking for a way to get started on your own debt-free journey? Check out my:
“Debt-Elimination Quick-Start Guide”. This free resource will have ALL the tools, forms and printables you’ll need while moving through this 30 day challenge.
I decided early on in high school once I got my first job I would be effective with money. I networked with people that were doing bigger things in their life and had more resources. I looked for mentors and coaches that could assist me in anyway speeding up the process for success.
Looking for a ways to live more frugally and address your debt? Check out my: 100 Frugal Ways To Save Money And Get Out Of Debt.
My why/purpose today is to help people build wealthy kingdoms by rediscovering the first Kingdom ever established which is the Kingdom of Heaven. Helping people as a servant leader is what keeps my going as well as having people in my corner that want to see me win and see themselves win as well.
I did not have much of a belief system about money other than I did not have enough of it to accomplish certain things. Money was not discussed growing up so it was not a concern until I started working for money. Once i realized how money could work for me instead of I for it everything changed.
I do not consider sacrifice rather I simply adopted a different culture and belief about money. I guess in layman terms I didn't party, go out, shopping, buying fast cars, games, music, and any entertainment I couldn't afford. Even if I could afford it I simply delayed until I could buy it twice.
I am debt-free and it feels great to know how to become debt-free and also how to use debt to my advantage. I do not fear debt as most people do. It feels great to be financially independent at my age. There is still much to do but not having the delay of debt helps move you forward in life a lot faster.
This “$1000 In 30 Days Challenge and Resource Pack” is designed to help you find, cut and/or earn $1000 inside of 30 days so that you can: pay off debt with it, save it or invest it.
First is to repent which simply means to change your way of thinking about money in particular. Second is to adopt a new culture which means you have to become something new that hasn't existed before in your life Third is to study the new culture you adopt having to do with money and the way to study in the 21st century is online, social media influencers, books, courses, programs, etc.
Now that you've heard Denzel's story, maybe you're ready to take a closer look at a "framework" to start your own "journey to debt freedom". And, if you’ve hung out on this platform for any length of time, you’ll know I’m all about helping you to take action. And here are two very easy next steps to keep you moving in the right direction:
I want for you to capitalize on any and all emotional momentum you’ve gotten from this piece of content by committing two just getting started by completing those two actions I mentioned above. If you’ve done that, congratulations, you’ve started! Now just follow the breadcrumbs and please let me know what’s helpful and what you might need more detail around.
Now, if this decision process is something you struggle with and you constantly feel isolated about, I’ve got some great news for you and it’s free.
Our private Facebook group, ZeroDebtTribe. It’s a group of like minded people that are all somewhere along this P2P/debt-elimination/on their way to FI continuum. So click the image above and apply to join us. :)
1. Subscribe to our YouTube channel and click the notifications bell to make sure you get our new videos every week.
2. Download one of our free personal finance guides. You’ll learn some of the exact strategies I teach my private coaching students on how to organize and optimize their finances, obliterate debt and move on to financial independence by starting and growing online businesses.
3. If you’re looking for a community of motivated and like-minded people, go ahead and get on the waitlist to join our private financial coaching community. We only open it for new students a couple of times a year, so make sure to get on the waitlist.
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All that said, let's keep on building your financial acumen and make this your best year yet!
Thanks so much for reading and we’ll see you in the next video post!