Also, check out my totally free 30-day YouTube video course that goes along with this material:
Ready, set, eliminate!
I recently spoke with single woman who started the 8 Steps, was super 'gung ho' at the beginning, but kept a couple of credit cards that she wasn’t ready to cut up just yet (insert eye roll).
She had a great income, well into the six figures, but had zero discipline when it came to her finances.
And, even though she was working Step 3 (paying all off all her debts from smallest to largest), she discovered that she was maxing out these cards and having to start all over again.
Finally Fed Up
So, she finally had her “eureka moment” and allowed herself to realize that she wasn’t yet as fed up as she thought she was.
She just had to reach that final phase of, “okay, I’m not REALLY serious about this yet”.
And once she cut up those last two cards and swore off debt for good she was really cooking with gasoline.
That’s just an example of how getting started can be a prolonged process, really.
What About You?
The important thing is to recognize where you are, assess how much debt you have, commit to getting on a budget (which you WILL be horrible at for about 90 days), and getting that starter $1000 emergency fund together.
If you’re having trouble with strategy, motivation or even “how to”, that’s when being in a “Zero Debt Academy” class or having access to a coach can come in handy.
The outside perspective on where you are and how to tackle the next steps can really be helpful in pushing you to that next phase.
So what’s keeping you from getting started? If you’ve started, what’s keeping you from completing the next step.
As always, we’re here to help you either get started, get unstuck, carry on or celebrate debt freedom!
Get Out Of Debt
Here are some great resources to help you get started and stay started.
And again, if you’re looking for some resources to get started, you can download our free budgeting forms. Also, if you’re in a place where you’re ready to kick your debt in the teeth, here's the link to our free “8 Steps To Erase Debt”guide for you to use as your foundation.
This post may contain affiliate links. If you click & make a purchase, I receive a small commission (at no extra cost to you) that helps keep Zero Debt Coach up and running. Read my full disclosure policy.
We're Brad & Angelica Long.
We're on a mission to help 10,000, 5 and 6 figure corporate employees and entrepreneurs: 1) organize their finances, 2) obliterate debt and 3) accelerate toward financial independence by starting and growing online businesses.
So the question is, do you want to be one of the 10,000?
This free guide is designed to help you safely buy, transfer and hold Bitcoin and other cryptocurrencies without the risk of getting scammed. There's also bonus material inside on how to "up" your identity and data security to help build a wall between you and all the hackers in the space.
The content on this site should not be taken as financial advice. Please use a financial advisor (or coach) for advice applicable your specific situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published.
Also, all the pages on Zero Debt Coach help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Ready my full disclosure here.