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12 Things We Don’t Spend Money On

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One of the big wins involved in the process of getting out of debt is the awareness you garner when you get laser focused on refining your budget. When you’re looking at that thing every day or at least every week, your brain starts to try and figure out how you can “cut corners” and save money. […]

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Getting Started: Budgeting 101

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Hey there, I know what you’re thinking. Budgeting stinks! Yes, I totally would have agreed with you years ago. When you’re getting started, the most important thing to understand about having a written budget is that, after about 90 days of really putting effort into it, and maybe getting some coaching, it becomes almost automatic. It does […]

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Getting Started: The $1000 Emergency Fund

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As you’ve probably seen by now, the first step of the 7 baby steps is to accumulate what you’ll ultimately refer to as your “starter emergency fund” of $1000. The “real” emergency fund is Baby Step 3 and is 3-6 months of expenses saved that NEVER gets touched except for actual emergencies. This comes only […]